How do I manage retirement as a freelancer with no employees?

Freelancer pensions are a real pain because you have to figure it out yourself - there's no employer doing it for you!

The most common solution is to pay contributions to INPS as a self-employed worker, maybe with a separate management scheme or by joining a private pension fund if you want something more "personalized".

Then it really depends on how much you're earning - if you're just starting out it might make sense to wait a bit before investing in private pension plans, but if things are going well you should definitely start paying in as soon as possible because the years of contributions count for a lot! Anyway, talk to an accountant or a consultant in your field - they'll know exactly what makes sense for your specific situation.