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What kind of lender are you asking about - traditional bank, credit union, or online? Most lenders will want some proof of income (recent pay stubs, tax returns, or bank statements showing deposits), but some online lenders are more flexible and might approve based on other factors like credit score or employment verification alone, though you'd likely face higher rates.
Owl asker
Online lenders mostly, but open to whatever works. How flexible are credit unions usually?
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