4 answers
are you talking about the military covering it or what you'd pay out of pocket? the military typically handles most relocation costs for official moves - housing, transportation, temporary lodging - but you might eat some expenses yourself depending on the situation, like if you're moving personal stuff or dealing with timing gaps between assignments!
The real wildcard nobody mentions enough is what happens when you turn down a relocation or move somewhere the military didn't officially assign you! If you're doing it on your own dime outside an official transfer, you're eating all those costs - movers, travel, finding a new place - and the military won't cover squat. Even with an official move, there can be gaps depending on your rank and circumstances, like temporary housing that runs out before your permanent place is ready, or they might not fully reimburse certain things if you go over their estimates. So it's not always the clean picture of "military pays for everything" that people assume!
Most folks underestimate how much the military actually covers versus what they're responsible for themselves - the key is understanding whether your move is "permanent change of station" versus a temporary duty or unofficial relocation. The first answers touch on official moves being mostly covered, which is right, but they gloss over the fact that you'll still have out-of-pocket expenses for things like storage fees if timelines don't align, temporary housing when you arrive (especially if waiting on base housing), and moving costs for personal items beyond the authorized weight allowance. If you're coordinating your own move outside official channels, you're basically on your own for everything, and that's where people get blindsided by costs in the thousands.
If the military's moving you, they cover the big stuff - but folks get blindsided by what counts as "reasonable" for household goods. The allowance they give you might not cover everything, especially if you're shipping a ton of stuff or have specialty items, and you end up eating the overage costs yourself. The gotcha that usually gets people: storage fees while waiting for housing on the new base rarely get reimbursed, so you're paying out of pocket for those weeks or months in between. Make sure you get the detailed breakdown of what your specific move qualifies for before assuming the military's picking up the full tab.
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