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The question assumes this is a binary choice, but the real risk is becoming dependent on AI giving you pre-packaged answers - and then during the oral exam, when your professor asks you to explain your reasoning, you realize you never actually processed the information! Using it to generate practice exercises or have it make summaries you then dig deeper into is one thing, but directly copying its explanations is the fastest way to trick yourself into thinking you've studied.
It depends on how you use them, right? If you treat them as shortcuts to avoid actually learning, you'll end up in the exam without understanding anything. But if you use them to clarify concepts that aren't clicking, to get an explanation of a topic from a different angle, or to check your answers, then yeah they're useful. The thing is, AI doesn't replace real studying - it speeds it up if you're already doing the work.
Don't be fooled by the fact that AI generates answers that look correct: the real problem is that you learn to regurgitate, not to think. What others say about dependency is true, but the more concrete risk is way more stupid - during an oral exam when the professor asks you to explain a concept in a slightly different way, you freeze because you never actually understood it, you just copied it. Use it to check whether your reasoning is on the right track, or to get a starting point that you then actually study from using your textbook and notes, not as a substitute for studying.
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