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Nobody can predict when the market's gonna go down or up, so if you've got money you don't need in the short term, most financial advisors would tell you it's better to invest gradually instead of throwing it all in at once (that's called "dollar-cost averaging"). The important thing is that you understand what you're buying and that you can handle the drops without panicking, because bubbles burst but the people who stick it out usually bounce back.

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