Look, does that mean housing will be cheaper or mortgages will become more affordable? They're involved in mortgages and construction, so it sounds like they have money for development?
A project financing portfolio is basically money the bank lent out for building residential complexes, not mortgages for individuals. These are different things. When a developer takes out a loan to build a house, it doesn't automatically make the apartments in it cheaper - construction costs more because of materials, labor, and land. The bank just financed the process, but that doesn't lower the price of the finished housing.
As for mortgage accessibility - it's more complicated. Yeah, the bank works actively and has resources. But mortgage rates depend less on a particular bank's portfolio and more on the Central Bank's overall key rate and market competition. If DOM.RF increases lending volumes, there might be some competition among banks over terms, but that's no guarantee your rates will go down.
A large portfolio mainly shows that the bank is growing actively and more housing is being built - and that's good for the market overall. But it affects apartment prices and your mortgage terms only indirectly.
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