Your sister is right - it's mainly optical illusion. The Moon does orbit Earth in an elliptical orbit, so there are moments when it's closer (perigee) and farther away (apogee), but that difference in distance is pretty small - we're talking about roughly 50,000 kilometers of variation between the two points. What your eye perceives as "huge" when it rises over the horizon has almost nothing to do with that.
What you're seeing is the classic optical illusion effect: when the Moon is low on the horizon, your brain automatically compares it to nearby terrestrial objects - buildings, trees, mountains - and perceives it as much larger. Plus, when it's high in the sky, you don't have reference points, so it seems smaller. It's a trick of the brain, not orbital physics. In September 2026 there's nothing special that would make the Moon significantly closer than at other times of the year, so what you're seeing is pure perspective and visual context.
My advice: try photographing the Moon when you see it "huge" and then look at the photo on your phone. You'll be surprised how small it looks. That confirms that it's your visual perception playing tricks on you, not an actual change in size or distance.