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Stable Diffusion's open-source models (like through Hugging Face or local installations) give you the most control and zero watermarks, though they need a bit of setup. If you want something quicker with a browser interface, Ideogram and Craiyon both let you generate without watermarks on free tiers, though Ideogram's free credits run out faster. Canvas tools like Photoshop's generative fill also work watermark-free if you already have access. Just keep in mind that free options usually have limits on resolution or daily generations.

Midjourney and DALL-E 2 both have free tier options, but they slap watermarks on everything unless you pay. Stable Diffusion is probably your best bet here - it's open-source, so you can run it locally on your own machine with no watermarks at all. You can use web interfaces like Hugging Face's demo or download something like Automatic1111's UI if you want more control. The tradeoff is that local generation takes longer and needs decent hardware, but you get zero watermarks and full ownership of what you create.

If you want something quicker without setting up software, there are some online Stable Diffusion frontends that don't watermark. Clipdrop is one that comes to mind - free tier exists though it might have some limitations. Leonardo.ai also offers free credits and doesn't watermark outputs, though how much you can actually generate depends on daily limits. The quality and speed vary compared to the paid giants, but if watermark-free is your main priority, Stable Diffusion in any form is going to be your answer.

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