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Don't assume the airline will automatically rebook you or cover costs without asking - you have to be proactive about it. If your delay was the airline's fault (mechanical issues, scheduling), they're usually required to provide hotel and meal vouchers, but you need to go to the desk and ask before you book anything on your own dime. Next time, check your ticket terms before flying (some basic economy fares don't qualify for assistance), and if you're connecting, ask the gate agent immediately after landing whether they'll hold your next flight or if you need to rebook. Keep all receipts for food and lodging in case you want to file a claim later - airlines don't always volunteer refunds, but many will process them if you push back with documentation.

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