For your first Gundam, a spray clear coat really is the way to go, but the key is method and environment. Matte or gloss depends on your paint finish - match the sheen you're aiming for. The main advantage over brush-on is that spray applies thin, even layers without disturbing fine detail work. You'll get better protection faster, and there's minimal risk of pooling in panel lines or around decals. Just make sure you're working in a well-ventilated space (or outdoors if possible) and apply multiple light coats rather than one thick one.
Here's a practical thing most people don't mention: before you spray anything, test your clear coat on a scrap piece of plastic or cardboard first. Some sealants can react poorly with certain acrylic formulas or primer types, and you don't want to discover that after you've already coated your finished model. Also, let your acrylic paint cure fully for at least 24 hours before sealing - rushing this is where most chipping problems start. Apply the clear coat in thin passes, holding the can further back than you might think, and give each coat 15-20 minutes to set before applying the next one.
The fading issue you mentioned is less about the clear coat and more about UV exposure. If your model sits on a shelf in direct sunlight, it'll fade regardless of sealant. Matte clear coat has a slight advantage here because it diffuses light a bit, but honestly keeping it out of bright direct windows is the real answer. Your detail work will be fine as long as you're not spraying from too close - the paint itself protects the underlying layers, and a proper clear coat just adds another protective barrier on top.