Getting back into models after a break like that can be frustrating because you forget how finicky the paint consistency actually is. Water works, but it's honestly not ideal for acrylics - it breaks down the binder and makes the paint dry too fast, which is why you're getting clumps. You'll get much better results with an actual acrylic medium or thinner made for the brand you're using. Vallejo, Citadel, and most hobby paint lines sell their own thinners, and they're worth the few extra bucks. The paint stays workable longer and flows way smoother onto those tiny details.
The technique matters just as much as what you're thinning with though. You want the paint consistency more like milk than cream - thin enough that it flows off the brush easily but not so thin it becomes translucent. I'd suggest mixing on a wet palette (even a ceramic tile works) and testing the consistency on a scrap piece before committing to your model. Also, use a smaller brush than you think you need and load less paint onto it. A fully loaded brush is harder to control, and with 1/72 scale you're working tiny. Multiple thin coats beat one thick coat every time, even if it feels like it takes forever.
One more thing - let your thinner sit in the bottle for a minute after shaking it, because some formulas separate slightly. And if the paint does start drying on your brush mid-session, just give it a quick rinse and keep going. The patience pays off once you nail that consistency.