Hey, I took out home insurance with AXA 2 years ago and I'd like to switch to a better deal. Do I have to wait until my contract anniversary date or can I cancel earlier? It's frustrating paying more than new customers.
You can cancel anytime after a year of contract thanks to the Hamon law, no need to wait for the anniversary. Just make sure to send your request by registered mail and give proper notice (usually a month), otherwise you'll end up with overlapping premiums.
The Hamon law is pretty cool because you can actually cancel whenever you want after the first year, but watch out for something a lot of people forget: the notice period varies depending on your insurer, it can be 15 days, a month, sometimes more. Check your contract or call AXA directly to ask for the exact timeline, otherwise you'll be stuck for another month without realizing it 😅
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