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The fine for a missing or expired Crit'Air sticker is around €68, but it can go up to €450 if you're a repeat offender or in certain restricted zones.

As for insurance, technically it's not directly tied to your policy, but if you get caught and it generates an infraction report, it could impact your driving record and therefore your premiums at your next renewal.

The most annoying thing is that your 2005 diesel 307 might not be allowed in certain restricted areas in major cities (a lot of them have switched to Crit'Air 4-5 only in recent years), so you might have to decide pretty quickly if you want to keep it long-term.

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