I've been working as a freelance graphic designer for a year now and earn around 2000-2500€ a month on average. So far I'm still covered under my parents' insurance, but that's going to run out soon. Should I go with statutory health insurance or get a private plan? What does that cost roughly?
Public health insurance is probably the better choice for you, but it depends on a few details. With €2000 - 2500 monthly, you'd pay around 8 - 10% of your income as contributions to statutory health insurance (GKV) as a freelancer (so roughly €160 - 250), where you cover half yourself and theoretically can deduct the other half as a business expense. That's usually cheaper than private plans, which might look tempting at your age and health status initially, but get significantly more expensive long-term.
What was mentioned in the previous answer is important: look into the Artists' Social Security Fund (Künstlersozialkasse/KSK). As a graphic designer, you might be able to become a member there - then the KSK would cover part of your contribution like an employer would. That would lower your costs even more. You'd still need to register with a health insurance fund, but with this subsidy. Check with the KSK directly whether you qualify - the requirements aren't straightforward, but it's worth checking out.
I'd only go private if you're earning significantly more and you know you don't want to switch back to GKV long-term. Private health insurance is cheap now, but later it becomes a real pain with the costs. You can register with GKV basically anytime - just do it with a health insurance fund of your choice.
With your income level, I'd recommend going with statutory health insurance, because contributions are capped there and as a freelancer you also have the option to insure yourself through an artists' social insurance fund if you qualify - that would be really cheap! Private insurance can get a lot more expensive later on if your income fluctuates or you get older.
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