For a 120 square-meter house with that type of appliances, you'd typically do well with somewhere between 25 and 32 amps. Most single-family homes that size with those kinds of appliances sign up in that range. If you've got a window air conditioner and an electric water heater, those are the ones that "demand" the most, so you can't go too tight. A refrigerator and a washing machine are relatively moderate in consumption, but when several things start running at the same time is when things ramp up.
The ideal thing would be to do a calculation adding up the power of your most important appliances. The electric water heater is probably the heaviest load you've got, followed by the air conditioner. If your heater uses 2000-3000W and the AC is around 1000-1500W, those two alone are already at 3500-4500W. Adding the washing machine, refrigerator, and whatever you use in the kitchen, you easily hit 5000-6000W at peak consumption. With a voltage of 230V (which is standard in Spain), that calls for around 25-30 amps without any stress.
My advice is to call your electrical distributor and tell them what you've got installed - they usually give you a pretty accurate recommendation. If down the road you want to install more things or switch to electric heating, you can always bump it up. Better to have some headroom than to come up short and have your breakers tripping every other day.