I got an offer from ITA Airways to add travel insurance to my Milano-Roma ticket. It seems like a ripoff to me but I'm not sure. Does anyone know if it's actually worth it or is it better to get external insurance?
It depends on what it covers and how much you're paying. If it's one of those basic packages the airlines offer at checkout, they're often overpriced and cover barely anything - like massive delays or cancellations you'd be covered for anyway under EU regulations. For short routes like Milan-Rome honestly I wouldn't even worry about it, the risk is low. If you really want to protect yourself, a generic external insurance costs less and covers more, but honestly for a domestic Italian flight I think it's pretty much pointless unless you're traveling sick or have some special situation.
Airlines are always a rip-off, you pay double to cover what your credit card or an annual external insurance already covers. For a Milan-Rome flight especially it's pointless, the risk is basically zero.
After 14 years of seeing people in ambulances, I'm telling you that company insurance is almost always a rip-off 😅 it costs triple compared to external policies and covers less stuff. For Milan-Rome though, a flight that short, it's way better to just get a generic insurance online if you really want to protect yourself, but honestly for domestic routes you don't risk much
Log into answer.
