I've been working at a call center for two years, and my coworkers who went to university are in the same boat as me, paying off debt. My mom keeps insisting I study something, but I see a lot of people making money with social media or online courses. Does it really make sense to spend 4 years and money on a traditional degree?
It's not as black and white as you're seeing it. Yeah, there are people making money with social media and online courses, but that takes luck, discipline, and generally taking risks without a safety net - and most people don't make it. A university degree opens different doors: access to jobs that require a diploma, better pay in the long run, and credibility in fields like engineering, medicine, or law where there's no shortcut. The point isn't "uni vs. internet" but what you actually want to do: if you're drawn to an area that requires a degree, the debt is worth it; if your dream is something else, maybe a specific course or hands-on experience is more direct.
What I see in the people I know is that a university degree opens doors that simply don't exist without it - it's not just the diploma, but the network, the internships, the opportunities that come with being in an institution. The thing nobody mentions is that people who make money through social media or online courses usually already have something: initial capital, access to equipment, or they came from an environment where someone taught them how to sell. If that's not your case, you're playing against the odds. A degree isn't a guarantee of wealth, sure, but having a diploma puts you in a completely different position when jobs dry up or the Instagram algorithm changes - and believe me, it changes every six months.
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