it's just that a halogen lamp is basically a resistor burning, so you can't really avoid the heat. the thing is the filament gets to like 2500 degrees to produce that super bright white light, and obviously everything around it gets cooked. you're right to be careful with the curtains.
if you really want to reduce the damage you can put the lamp higher up or move it further away, use a metal lampshade that directs the heat better toward the ceiling instead of to the sides. i had a halogen floor lamp in the living room and after a year it started to discolor the wall behind it, so i just changed the position and it became less of a problem.
the real thing is halogen lamps consume quite a bit and they really pump out a lot of heat alongside the light. modern LED bulbs give you the same quality of light without the furnace nearby, so if you want to replace your lamp someday it's definitely the move. but if you're keeping it just be careful about what's around it and you should be fine.