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Low GPU utilization with frame drops usually means your GPU isn't being fed data fast enough, which can happen if your monitor's refresh rate is capped in driver settings or you've got vsync enabled at a lower rate than your card can push. Check your GPU control panel (NVIDIA settings) and look for frame rate limiters, vsync options, and make sure your monitor's refresh rate is set correctly in Windows display settings too. Sometimes a driver update can flip settings around, so it's worth looking through those panels thoroughly - occasionally power management modes get switched to "optimal power" instead of "maximum performance" which tanks utilization. You might also test with different games to see if it's a universal issue or specific to one title, since some games just don't load GPUs evenly.

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