When you hear this noise, does the car still brake normally or do you notice it losing braking power? Because that difference matters quite a bit.
The "tac tac tac" you're describing could actually be the ABS engaging, but not necessarily in an abnormal way. On dry asphalt it sometimes happens if you have uneven wear on the discs or if there are micro-vibrations in the pads, or if the system detects a slight difference in grip between the wheels (maybe a localized wet spot, or an asphalt irregularity that the control unit picks up on). In the city with potholes and dips it happens more often for exactly this reason.
That said, if the noise has gotten louder over the last few months and it wasn't like this before, it's worth having a mechanic check the condition of the discs and pads. It could just be wear causing vibrations, but a mechanic should read any error codes from the ABS control unit to rule out a faulty sensor (sometimes a malfunctioning speed sensor convinces the system it's losing grip when it's not). It's not an emergency if the brakes are responding normally, but you shouldn't ignore it for too long either.