The good news is three years isn't necessarily the end of the line for what you've got. Before you assume it's internal wear, there's a really common culprit that people overlook: dust and debris packed into the chuck and gear housing. When you're doing deck work especially, sawdust gets everywhere, and it builds up inside the drill housing where you can't see it. That gunk creates friction and actually reduces power transfer, making the drill feel weaker than it really is. I'd start by taking a soft brush or compressed air and cleaning out around the chuck really thoroughly - get into those gaps where the bits seat.
Beyond that, check if your battery contacts are corroded or gunked up. Even a thin layer of oxidation on the metal contacts where the battery clicks in kills your power delivery way more than you'd think. Just wipe those down with a dry cloth or a tiny bit of fine sandpaper if they look discolored. The chuck itself can also loosen over time with regular use, so make sure you're tightening it properly when you load a bit - if it's slipping slightly, everything will feel underpowered.
If you've done all that and it's still sluggish, then yeah, the brushes or battery capacity might genuinely be fading after three solid years. But honestly most of the time it's one of these maintenance things that takes five minutes and you're back in business.