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What kind of monitoring interests you most? It really depends on what you're looking for: if you just want steps and heart rate, a simple tracker costs less and is more than enough, but if you need ECG or blood oxygen monitoring then a more serious smartwatch could actually be useful to you. Honestly, for most people they work more as motivators than actual medical tools, but if having data right in front of you pushes you to move more, then yeah, it's worth it.
It really depends on how seriously you're planning to use it, because a lot of people end up throwing theirs in a drawer after a month. If you're doing a ton of travel like me for road trips and you actually want to keep tabs on your data - heart rate, sleep, stress - then yeah it's worth it, but the trick is pairing it with a decent app that shows you the data in an intuitive way. The watch alone isn't enough, you need to actually look at the numbers, not just pile them up. Honestly, what made the difference for me was syncing my smartwatch with my phone via a home screen widget - I ended up using it 100% more than before because I had the data right there without having to open the app every time. But if you're just trying to track your steps and that's it, honestly a cheap basic tracker does the same job and the battery lasts you a whole week.
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