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If your thirteen is still working fine and the battery's holding up, there's no point changing it - yeah, the camera and processor in the fifteen are better, but it's not a revolution. I'd only upgrade if the battery completely dies or if there are specific features they added that I actually need. Also check what new stuff actually came out in the fifteen over these two years, maybe it's worth waiting and getting a newer model.
I had the 13, then switched to the 15. The camera difference is noticeable, especially if you shoot a lot in low light, but it's not like critical or anything - more of a bonus. If the battery's still holding up and the phone runs smooth, there's no rush to upgrade, you can get another couple years out of it easy.
# Translation
Honestly, it all depends on how you use your phone! If the 13 handles your tasks and the battery lasts all day - there's no rush. But there's a nuance people often miss: over time, software updates get heavier, and by 2026 the iPhone 13 will be getting updates that slow it down a bit. Not critical, of course, but it's pretty annoying!
The 15 really does have a faster processor, the cameras work better in low light (I noticed this with my friends' phones), and the whole system is more responsive. Plus the battery lasts longer - that's not made up! But if none of that's a priority for you, if you're not a professional photographer or a gamer, then upgrading will be more of a cosmetic thing.
My advice: wait until the battery really starts to give out (or the system starts to slow down), and then switch! New models come out every year anyway, and it makes more sense to change your phone when the current one is actually wearing out, not just for the sake of shiny new hardware.
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