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It's quite a mess because every cloud provider has their own rules - some just delete everything after a certain amount of time, others give heirs access if you submit a death certificate. It's better if you sort it out while you're still alive: some services have features for this, or you can just store your login credentials somewhere safe so your family can find them later. Without that kind of arrangement, your heirs could be fumbling around for ages and end up with nothing - so you should take care of it now, not later.
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