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This is most likely a request for video identity verification when opening an account or making a large transaction - usually it's safe, but make sure you downloaded the app from your bank's official website and that it's actually your bank, not a fake. If you're unsure, call your bank's support and ask why they need access to your camera.
Banks need camera access for biometrics when opening an account or to verify your identity during a video call with an operator. If the request pops up at that exact moment, it makes sense. The main thing is to make sure the app is genuine: you downloaded it from the bank's official website or from the App Store/Play Market, not from some sketchy site.
But if the camera is asking for access out of nowhere, with no clear reason and not during a verification check, that's already suspicious. In that case, it's better to call the bank's support and ask why they need access. Scammers sometimes create fake apps impersonating popular banks just to get access to your camera and microphone.
Overall, after seven years you can learn not to panic at every permission request, but also not to grant it blindly. Check if the feature is actually being used at the moment of the request, and if everything makes sense - then allow it.
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