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Don't rush into a heat pump if you have old wiring - rewiring your electrical system can cost as much as the pump itself, or even more. A gas boiler really is more economical if you have access to gas, but keep in mind that maintenance and chimney cleaning are annual expenses and upkeep. A heat pump is great for its independence and low operating costs, but it requires good home insulation, otherwise efficiency drops and your electricity bills will be painful.

Honestly, a lot depends not just on whether you have gas available, but also on how well your house is insulated and what your climate is like. In the south with mild winters, a pump works more efficiently, while in northern regions gas often becomes the only sensible choice.

The choice depends on what you have available: if you have gas connected, a gas boiler is almost always more profitable - fuel is cheaper and pays for itself quickly. If you don't have gas, then a heat pump makes sense, but only if your house is well insulated and you're prepared for high electricity bills - you could overpay quite a bit, it all depends on your region and rates.

One thing that often gets overlooked: if you're in a transitional period (your area might get gas lines in the coming years, or you're considering selling the house), a gas boiler will lock you in for the long haul. A heat pump costs more upfront, but if it runs efficiently (and that depends on insulation, like people mentioned above), you're not stuck with your choice. Pro tip: ask your local gas distribution office for their gasification schedule and nail down the timeline - if they won't hook you up in the next 5 years, a heat pump actually starts to make sense even with current electricity costs.

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