I had the same doubt a while back and eventually went with a mid-range model, but here's the real point: on Como the depth varies quite a bit, and a decent fish finder actually makes the difference between "I see something" and "I can actually read what's down there". It's not so much about spending 300 euros versus 100, it's that below 150-200 you start losing accuracy in the readings and the battery doesn't last as long. It also depends on how you use it - if you're constantly taking it off and putting it back on, a sturdy model with good battery life is an investment worth making.
What nobody's mentioned so far is the display trade-off: a lot of compact models in that price range have small screens that are only readable at certain angles. On the lake, you're always moving around, sun glare bouncing off the water... a mediocre screen will drive you mad. Personally I'd rather spend a bit more to get something I can read well in bright conditions, rather than one that "technically" works but I have to sit in the shade to make sense of it. And bathymetric maps are essential like they said, but check them before you buy - not all budget models have them pre-loaded for Como specifically.