Choose based on what you'll need in five years, not on the romance of student life. A degree from a well-known university will open doors that are closed to online bachelor's graduates, even if the education there is actually better. Employers look at the name - that's just a fact, as sad as it sounds. But if you've already figured out your career path and you know that in your field an online degree isn't a barrier, then the financial savings could be the deciding factor.
I often see young guys studying remotely out at my dacha - my neighbor's son is in an online program, then his friend's son enrolled in the same thing. The first one is happy, studies fine, doesn't struggle at all. But I also know a guy who chose online "to save money," and then regretted it - in his field employers specifically want an in-person degree from a recognized institution, and he ended up having to retrain. Student life, dorm, hanging out between classes - that actually builds your network, gives you friends, sometimes even your first clients or business partners. Online won't give you that, unless you're a really social person and you find a community on your own.
Before you decide, look at the specifics: who are they hiring in the industry where you see yourself? Talk to people who already work in your potential field. And honest advice - if the in-person university is in a neighboring city, that's not the end of the world. You can go home on weekends, you don't have to live in a dorm.